IMPORTANT CONSUMER DISCLOSURES Due to various state regulations and registration requirements concerning the dissemination of information regarding investment products and services, we are currently required to limit access of the following pages to individuals residing in states where we are currently registered.The Registered Representatives of Securities Service Network Inc. are collectively licensed in the following states: NY, PA, AZ, CT, FL, GA, IL, KY, MA, MD, ME, NJ, NC, OH, SC, VA, WA, WI. In this regard, this communication is strictly intended for individuals collectively residing in these state(s). No offers may be made or accepted from any resident outside the specific state(s) referenced.The Registered Representatives of Securities Service Network Inc. are collectively licensed to sell insurance with various independent unaffiliated insurance companies in the state(s) of NY, PA. No insurance business may be conducted outside these state(s) referenced.Lynn C. Williams is also separately registered as Investment Adviser Representatives with Williams Capital Corporation, a Registered Investment Adviser, offering investment advisory services collectively in the state(s) of NY, PA. As such, these services are strictly intended for individuals residing in the specific state(s) referenced.The information contained herein is based on sources considered to be reliable but is not represented to be complete and its accuracy is not guaranteed. The opinions expressed reflect the judgment of the author at this date are subject to change without notice and are not a complete analysis of every material respecting any company, industry or security. Neither the information nor any opinion herein constitutes a solicitation for the purchase or sale of any security. Performance information is historical and should not be considered predictive of future results. All securities investments fluctuate and involve risk. Additionally, this information is intended to serve as a basis for further discussion with your financial, legal, tax, and/or accounting advisors. It is not a substitute for competent advice from these advisors. The actual application of some of these concepts may be the practice of law and is the proper responsibility of your attorney. The application of other concepts may require the guidance of a tax or accounting advisor. Securities offered through Securities Service Network, Inc. Member FINRA/SIPC. www.finra.org, www.sipc.org. Williams Capital Corporation, a Registered Investment Advisor, can offer fee-based advisory services.